Take-Home Pay Calculator - Bangor

See your real net paycheck in Bangor for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.

Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources

Calculate Your Bangor Take-Home Pay

Bangor median household income: $48,000 · Avg 1BR rent: $1,100/mo

How Take-Home Pay Works in Bangor

Maine levies a state income tax (5.8% to 7.15%) that comes out of every Bangor paycheck on top of federal tax and FICA. Maine has three income tax brackets with a top rate of 7.15%. The state indexes its brackets for inflation annually and offers a generous property tax fairness credit.

Gross SalaryAnnual Take-HomeMonthly Take-HomeEffective Tax Rate
$40,000$32,724$2,72718.2%
$60,000$47,444$3,95420.9%
$80,000$60,483$5,04024.4%
$48,000$38,612$3,21819.6%
$120,000$85,730$7,14428.6%
$160,000$110,210$9,18431.1%

Single filer, standard deduction, no pre-tax deductions. Estimates only.

Bangor Cost-of-Living Snapshot (2026)

Bangor is the commercial hub of central and northern Maine and a gateway to Acadia National Park, with an economy built on healthcare, retail, and regional services, and a literary fame as the longtime home of author Stephen King.

Local MetricBangor (2026 estimate)
Metro population32,000
County / jurisdictionPenobscot County
Cost of living index (US avg = 100)90
MIT living wage, single adult$19.00/hour
MIT living wage, one earner supporting a family of four$38.50/hour
Applicable minimum wage$14.15/hour
Average rent, 1-bedroom$1,100/month
Average rent, 2-bedroom$1,400/month
Median home price$250,000
Median household income$48,000/year
Combined sales tax rate5.5%
Effective property tax rate1.4% of value/year

Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.

Frequently Asked Questions

On a $48,000 salary (single, standard deduction) in Bangor, estimated take-home pay is roughly $38,612/year. With median household income near $48,000 and average 1-bedroom rent of $1,100/month, housing alone can take a large share of net pay.

Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Maine state income tax (5.8% to 7.15%) also applies in Bangor.

Bangor does not impose a city income tax. Your paycheck reflects federal tax, Maine state tax, and FICA.

For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.

Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Maine state income tax, though most do not reduce Social Security or Medicare.

Disclaimer: This tool is for informational purposes only and does not constitute financial, tax, legal, or professional advice. Data is sourced from IRS publications, Bureau of Labor Statistics, and official state sources as of May 2026. Always consult a qualified licensed professional before making financial or legal decisions.