Take-Home Pay Calculator - Erie

See your real net paycheck in Erie for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.

Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources

Calculate Your Erie Take-Home Pay

Erie median household income: $42,000 · Avg 1BR rent: $950/mo

How Take-Home Pay Works in Erie

Pennsylvania levies a state income tax (Flat 3.07%) that comes out of every Erie paycheck on top of federal tax and FICA. Pennsylvania has one of the lowest flat income tax rates in the nation at 3.07%. However, many municipalities impose local earned income taxes of 1% to 3.9% (Philadelphia). The state does not tax retirement income, including 401(k) and IRA distributions.

Gross SalaryAnnual Take-HomeMonthly Take-HomeEffective Tax Rate
$40,000$33,411$2,78416.5%
$60,000$48,867$4,07218.6%
$80,000$62,670$5,22321.7%
$42,000$34,957$2,91316.8%
$120,000$89,550$7,46225.4%
$160,000$115,662$9,63827.7%

Single filer, standard deduction, no pre-tax deductions. Estimates only.

Erie Cost-of-Living Snapshot (2026)

Erie is Pennsylvania's only port on the Great Lakes, with an economy built on plastics and advanced manufacturing, rail equipment maker Wabtec, the insurance company Erie Insurance, healthcare, and tourism centered on the Presque Isle peninsula.

Local MetricErie (2026 estimate)
Metro population92,000
County / jurisdictionErie County
Cost of living index (US avg = 100)90
MIT living wage, single adult$17.50/hour
MIT living wage, one earner supporting a family of four$37.00/hour
Applicable minimum wage$7.25/hour
Average rent, 1-bedroom$950/month
Average rent, 2-bedroom$1,200/month
Median home price$160,000
Median household income$42,000/year
Combined sales tax rate6%
Effective property tax rate1.75% of value/year

Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.

Frequently Asked Questions

On a $42,000 salary (single, standard deduction) in Erie, estimated take-home pay is roughly $34,957/year. With median household income near $42,000 and average 1-bedroom rent of $950/month, housing alone can take a large share of net pay.

Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Pennsylvania state income tax (Flat 3.07%) also applies in Erie. Erie residents pay a local earned income tax of about 1.65%, split between the city and the school district. The calculators on this page show federal, Pennsylvania, and FICA amounts, so add the local earned income tax on top.

Erie residents pay a local earned income tax of about 1.65%, split between the city and the school district. The calculators on this page show federal, Pennsylvania, and FICA amounts, so add the local earned income tax on top.

For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.

Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Pennsylvania state income tax, though most do not reduce Social Security or Medicare.

Disclaimer: This tool is for informational purposes only and does not constitute financial, tax, legal, or professional advice. Data is sourced from IRS publications, Bureau of Labor Statistics, and official state sources as of May 2026. Always consult a qualified licensed professional before making financial or legal decisions.