See your real net paycheck in Fort Smith for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Fort Smith median household income: $48,000 · Avg 1BR rent: $750/mo
Arkansas levies a state income tax (2% to 4%) that comes out of every Fort Smith paycheck on top of federal tax and FICA. Arkansas has been gradually reducing its top income tax rate. The state also has relatively high sales tax rates when combined with local taxes.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $33,283 | $2,774 | 16.8% |
| $60,000 | $48,573 | $4,048 | 19.0% |
| $80,000 | $62,210 | $5,184 | 22.2% |
| $48,000 | $39,399 | $3,283 | 17.9% |
| $120,000 | $88,757 | $7,396 | 26.0% |
| $160,000 | $114,537 | $9,545 | 28.4% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Fort Smith sits on the Oklahoma border along the Arkansas River and is the second-largest city in Arkansas, with an economy built on manufacturing and logistics (including the headquarters of trucking company ArcBest), healthcare, and a U.S. Marshals heritage.
| Local Metric | Fort Smith (2026 estimate) |
|---|---|
| Metro population | 90,000 |
| County / jurisdiction | Sebastian County |
| Cost of living index (US avg = 100) | 78 |
| MIT living wage, single adult | $17.50/hour |
| MIT living wage, one earner supporting a family of four | $37.00/hour |
| Applicable minimum wage | $11.00/hour |
| Average rent, 1-bedroom | $750/month |
| Average rent, 2-bedroom | $950/month |
| Median home price | $160,000 |
| Median household income | $48,000/year |
| Combined sales tax rate | 9.75% |
| Effective property tax rate | 0.65% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $48,000 salary (single, standard deduction) in Fort Smith, estimated take-home pay is roughly $39,399/year. With median household income near $48,000 and average 1-bedroom rent of $750/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Arkansas state income tax (2% to 4%) also applies in Fort Smith.
Fort Smith does not impose a city income tax. Your paycheck reflects federal tax, Arkansas state tax, and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Arkansas state income tax, though most do not reduce Social Security or Medicare.