See your real net paycheck in Great Falls for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Great Falls median household income: $55,000 · Avg 1BR rent: $900/mo
Montana levies a state income tax (4.7% to 5.9%) that comes out of every Great Falls paycheck on top of federal tax and FICA. Montana has no sales tax, joining Alaska, Delaware, New Hampshire, and Oregon. The state simplified its income tax to two brackets in 2024. Montana also has no local option sales taxes.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $32,950 | $2,746 | 17.6% |
| $60,000 | $47,840 | $3,987 | 20.3% |
| $80,000 | $61,077 | $5,090 | 23.7% |
| $55,000 | $44,117 | $3,676 | 19.8% |
| $120,000 | $86,824 | $7,235 | 27.6% |
| $160,000 | $111,804 | $9,317 | 30.1% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Great Falls sits on the Missouri River in central Montana and is anchored by Malmstrom Air Force Base and its missile mission, along with agriculture, healthcare, and a heritage tied to the painter Charlie Russell and the falls that gave the city its name.
| Local Metric | Great Falls (2026 estimate) |
|---|---|
| Metro population | 60,000 |
| County / jurisdiction | Cascade County |
| Cost of living index (US avg = 100) | 87 |
| MIT living wage, single adult | $18.50/hour |
| MIT living wage, one earner supporting a family of four | $38.00/hour |
| Applicable minimum wage | $10.55/hour |
| Average rent, 1-bedroom | $900/month |
| Average rent, 2-bedroom | $1,100/month |
| Median home price | $290,000 |
| Median household income | $55,000/year |
| Combined sales tax rate | 0% |
| Effective property tax rate | 0.9% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $55,000 salary (single, standard deduction) in Great Falls, estimated take-home pay is roughly $44,117/year. With median household income near $55,000 and average 1-bedroom rent of $900/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Montana state income tax (4.7% to 5.9%) also applies in Great Falls.
Great Falls does not impose a city income tax. Your paycheck reflects federal tax, Montana state tax, and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Montana state income tax, though most do not reduce Social Security or Medicare.