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Financial Guides 2026

205+ free guides covering LLC formation, overtime laws, minimum wage, security deposit laws, taxes, and more -- for every U.S. state.

Last updated: April 2026 · Data: IRS, BLS, state sources

LLC Formation Guides (All 50 States + DC)

How to Form an LLC -- by State

State-specific filing fees, processing times, tax rules, and registered agent requirements for every state.

Oregon Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Washington DC

Overtime Law Guides (All 50 States)

Overtime Laws -- by State

FLSA overtime requirements, state-specific daily overtime rules (CA, AK, NV, CO), exempt vs. non-exempt classification, and how to report violations.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Minimum Wage Guides (All 50 States)

Minimum Wage -- by State (2026)

Current hourly rate, tipped employee rate, comparison to federal $7.25/hour, annual equivalent, and upcoming scheduled increases.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Security Deposit Law Guides (All 50 States)

Security Deposit Laws -- by State (2026)

Maximum deposit limits, return deadlines, interest requirements, allowed deductions, and tenant rights for landlords and renters.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Universal Financial Guides

Tax
How to Pay Quarterly Estimated Taxes
2026 due dates, safe harbor rule, Form 1040-ES, and how to avoid IRS underpayment penalties.
Read Guide ›
Tax
Self-Employment Tax Guide 2026
The 15.3% SE tax, Schedule SE calculation, the half-deduction, and legal strategies to reduce your bill.
Read Guide ›
Housing
How to Calculate Prorated Rent
Daily rate method, 30-day method, move-out proration, and a quick reference table.
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Mortgage
How to Calculate a Mortgage Payment
PITI breakdown, amortization formula, PMI explained, and strategies to lower your monthly payment.
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Wages
Salary to Hourly Calculator Guide
The 2,080-hour formula, adjusting for actual hours, and how to value your benefits per hour.
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Wages
Federal Overtime Laws 2026
FLSA rules, exempt vs. non-exempt classification, the 2026 salary threshold, and state variations.
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Housing
Security Deposit Laws by State
Quick comparison table of maximum limits, return deadlines, and interest rules for all 50 states.
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Business
LLC vs. Sole Proprietorship
Key differences, liability protection, taxes, and which structure is right for your business.
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Disclaimer: This tool is for informational purposes only and does not constitute financial, tax, legal, or professional advice. Data is sourced from IRS publications, Bureau of Labor Statistics, and official state sources as of April 2026. Always consult a qualified licensed professional before making financial or legal decisions.