Convert your annual salary to hourly, daily, weekly, biweekly, and monthly pay in Lowell, and compare it to the local minimum wage and MIT living wage for 2026.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Lowell minimum wage: $15.00/hour | Living wage: $22.00/hour
Median household income in Lowell is about $65,000. The applicable minimum wage is $15.00/hour, and the MIT living wage for a single adult is about $22.00/hour. Use the comparisons below to see where a given salary lands.
| Pay Benchmark (Lowell) | Hourly | Annual (full-time) |
|---|---|---|
| Applicable minimum wage | $15.00 | $31,200 |
| MIT living wage (single adult) | $22.00 | $45,760 |
| Median household income | $31.25 | $65,000 |
| Standard full-time hours | - | 2,080 hours/year |
Lowell is a historic mill city on the Merrimack River north of Boston, now anchored by UMass Lowell, a growing technology and defense-electronics base, healthcare, and a diverse immigrant community, with a revitalized downtown built around its industrial heritage.
| Local Metric | Lowell (2026 estimate) |
|---|---|
| Metro population | 115,000 |
| County / jurisdiction | Middlesex County |
| Cost of living index (US avg = 100) | 112 |
| MIT living wage, single adult | $22.00/hour |
| MIT living wage, one earner supporting a family of four | $44.50/hour |
| Applicable minimum wage | $15.00/hour |
| Average rent, 1-bedroom | $1,600/month |
| Average rent, 2-bedroom | $1,950/month |
| Median home price | $460,000 |
| Median household income | $65,000/year |
| Combined sales tax rate | 6.25% |
| Effective property tax rate | 1.2% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
Divide your annual salary by your total work hours per year (40 hours/week times 52 weeks is 2,080 hours). For example, a $65,000 salary in Lowell is about $31.25/hour at full time.
Median household income in Lowell is around $65,000. Because the cost-of-living index is 112 (US average = 100) and average 1-bedroom rent is $1,600/month, what counts as comfortable depends heavily on housing costs.
The applicable minimum wage in Lowell is $15.00/hour, which is about $31,200/year at full time. Lowell does not set a separate city minimum wage, so the Massachusetts statewide minimum of $15.00/hour applies to most employers.
The MIT Living Wage Calculator estimates a single adult in Middlesex County needs about $22.00/hour, roughly $45,760/year, to cover basic costs without assistance.
At full time, $65,000/year is about $31.25/hour, $5,417/month gross, and $2,500 per biweekly paycheck before taxes.