Estimate your self-employment tax in Minot for 2026: the 15.3% SE tax, the deductible half, federal income tax, state income tax, and quarterly payments.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Minot self-employed workers pay federal SE tax and federal income tax, plus North Dakota state income tax (1.95% to 2.5%). North Dakota has near-zero income tax for most residents, with the first $44,725 (single) exempt and only a 1.5% rate above that. It has one of the lowest effective income tax rates in the nation.
| Net Profit | SE Tax | Half-SE Deduction | Total Est. Tax | Per Quarter |
|---|---|---|---|---|
| $30,000 | $4,239 | $2,119 | $5,546 | $1,387 |
| $50,000 | $7,065 | $3,532 | $10,602 | $2,651 |
| $75,000 | $10,597 | $5,299 | $17,740 | $4,435 |
| $100,000 | $14,130 | $7,065 | $26,837 | $6,709 |
| $150,000 | $21,194 | $10,597 | $45,452 | $11,363 |
Single filer, standard deduction. Total tax = SE tax + federal income tax + North Dakota state tax. Estimates only.
Minot anchors north-central North Dakota and is shaped by Minot Air Force Base and its bomber and missile missions, along with energy from the Bakken oil region, agriculture, and its role as a rail and trade hub known for the Norsk Hostfest festival.
| Local Metric | Minot (2026 estimate) |
|---|---|
| Metro population | 48,000 |
| County / jurisdiction | Ward County |
| Cost of living index (US avg = 100) | 85 |
| MIT living wage, single adult | $18.50/hour |
| MIT living wage, one earner supporting a family of four | $38.00/hour |
| Applicable minimum wage | $7.25/hour |
| Average rent, 1-bedroom | $900/month |
| Average rent, 2-bedroom | $1,100/month |
| Median home price | $270,000 |
| Median household income | $65,000/year |
| Combined sales tax rate | 7.5% |
| Effective property tax rate | 1.1% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
The federal SE tax rate is 15.3% (12.4% Social Security plus 2.9% Medicare), the same in Minot as everywhere. It applies to 92.35% of net profit; Social Security stops at $176,100 of net earnings.
North Dakota taxes self-employment income as ordinary income (1.95% to 2.5%), so Minot freelancers owe state tax on top of federal.
On $60,000 of net profit in Minot, estimated total tax (SE plus federal plus state) is about $13,131, or roughly $3,283 per quarter.
Minot does not levy a local self-employment or income tax. Business owners should still budget for any required local license.
Business expenses that lower net profit (equipment, software, home office, mileage) reduce both SE tax and income tax. The deductible half of SE tax, self-employed health insurance, and retirement contributions reduce income tax.