Estimate your self-employment tax in Provo for 2026: the 15.3% SE tax, the deductible half, federal income tax, state income tax, and quarterly payments.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Provo self-employed workers pay federal SE tax and federal income tax, plus Utah state income tax (Flat 4.55%). Utah has a flat income tax rate of 4.65%. The state earmarks all income tax revenue for education, which is constitutionally mandated. Utah is consistently ranked as one of the best states for business.
| Net Profit | SE Tax | Half-SE Deduction | Total Est. Tax | Per Quarter |
|---|---|---|---|---|
| $30,000 | $4,239 | $2,119 | $6,132 | $1,533 |
| $50,000 | $7,065 | $3,532 | $12,034 | $3,009 |
| $75,000 | $10,597 | $5,299 | $20,034 | $5,009 |
| $100,000 | $14,130 | $7,065 | $29,735 | $7,434 |
| $150,000 | $21,194 | $10,597 | $49,558 | $12,390 |
Single filer, standard deduction. Total tax = SE tax + federal income tax + Utah state tax. Estimates only.
Provo is home to Brigham Young University and anchors the southern end of the Silicon Slopes technology corridor, with a fast-growing startup and software scene, education, healthcare, and one of the youngest populations of any U.S. metro.
| Local Metric | Provo (2026 estimate) |
|---|---|
| Metro population | 115,000 |
| County / jurisdiction | Utah County |
| Cost of living index (US avg = 100) | 95 |
| MIT living wage, single adult | $20.50/hour |
| MIT living wage, one earner supporting a family of four | $41.50/hour |
| Applicable minimum wage | $7.25/hour |
| Average rent, 1-bedroom | $1,300/month |
| Average rent, 2-bedroom | $1,600/month |
| Median home price | $480,000 |
| Median household income | $55,000/year |
| Combined sales tax rate | 7.45% |
| Effective property tax rate | 0.6% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
The federal SE tax rate is 15.3% (12.4% Social Security plus 2.9% Medicare), the same in Provo as everywhere. It applies to 92.35% of net profit; Social Security stops at $176,100 of net earnings.
Utah taxes self-employment income as ordinary income (Flat 4.55%), so Provo freelancers owe state tax on top of federal.
On $60,000 of net profit in Provo, estimated total tax (SE plus federal plus state) is about $14,985, or roughly $3,746 per quarter.
Provo does not levy a local self-employment or income tax. Business owners should still budget for any required local license.
Business expenses that lower net profit (equipment, software, home office, mileage) reduce both SE tax and income tax. The deductible half of SE tax, self-employed health insurance, and retirement contributions reduce income tax.