See your real net paycheck in Saint Louis for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Saint Louis median household income: $52,000 · Avg 1BR rent: $1,100/mo
Missouri levies a state income tax (2% to 5%) that comes out of every Saint Louis paycheck on top of federal tax and FICA. Missouri has been reducing its top income tax rate, which fell to 4.8% for 2024. The state allows a deduction for federal income taxes paid, which effectively reduces the state tax burden.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $33,088 | $2,757 | 17.3% |
| $60,000 | $48,198 | $4,017 | 19.7% |
| $80,000 | $61,656 | $5,138 | 22.9% |
| $52,000 | $42,154 | $3,513 | 18.9% |
| $120,000 | $87,843 | $7,320 | 26.8% |
| $160,000 | $113,263 | $9,439 | 29.2% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
St. Louis sits at the confluence of the Missouri and Mississippi rivers, with an economy built on healthcare and bioscience (including a major plant-science cluster), financial services, aerospace and defense led by Boeing, brewing, and higher education at Washington University.
| Local Metric | Saint Louis (2026 estimate) |
|---|---|
| Metro population | 300,000 |
| County / jurisdiction | the City of St. Louis |
| Cost of living index (US avg = 100) | 86 |
| MIT living wage, single adult | $19.00/hour |
| MIT living wage, one earner supporting a family of four | $38.50/hour |
| Applicable minimum wage | $12.30/hour |
| Average rent, 1-bedroom | $1,100/month |
| Average rent, 2-bedroom | $1,350/month |
| Median home price | $230,000 |
| Median household income | $52,000/year |
| Combined sales tax rate | 9.679% |
| Effective property tax rate | 1.2% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $52,000 salary (single, standard deduction) in Saint Louis, estimated take-home pay is roughly $42,154/year. With median household income near $52,000 and average 1-bedroom rent of $1,100/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Missouri state income tax (2% to 5%) also applies in Saint Louis. St. Louis levies a 1% earnings tax on the wages of residents and of non-residents who work in the city, and on business net profits earned in the city. The calculators on this page show federal, Missouri, and FICA amounts, so people who live or work in St. Louis should add the 1% earnings tax on top.
St. Louis levies a 1% earnings tax on the wages of residents and of non-residents who work in the city, and on business net profits earned in the city. The calculators on this page show federal, Missouri, and FICA amounts, so people who live or work in St. Louis should add the 1% earnings tax on top.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Missouri state income tax, though most do not reduce Social Security or Medicare.