Estimate your quarterly taxes as a self-employed worker in Jacksonville for 2026, including self-employment tax, federal income tax, with no Florida state income tax.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Jacksonville freelancers pay federal self-employment tax and federal income tax, but Florida has no state income tax. Florida has no state income tax, making it one of the most popular destinations for retirees and remote workers looking to minimize their tax burden. The state relies on sales tax, tourism taxes, and property taxes for revenue.
| Tax Component | Rate / Detail (2026) |
|---|---|
| Self-Employment Tax | 15.3% on 92.35% of net profit |
| Social Security portion | 12.4% on first $176,100 |
| Medicare portion | 2.9% (no cap) |
| SE Tax Deduction | Deduct half of SE tax from income |
| Federal Standard Deduction (Single) | $15,000 |
| Florida State Income Tax | No state income tax |
| Jacksonville Local Income Tax | None |
| Quarterly Due Dates | April 15, June 16, September 15, January 15 |
Jacksonville is the most populous city in Florida and the largest by land area in the contiguous United States, anchored by a major logistics and port economy (JAXPORT), a large naval presence at NAS Jacksonville and Naval Station Mayport, and a growing banking, insurance, and healthcare sector.
| Local Metric | Jacksonville (2026 estimate) |
|---|---|
| Metro population | 985,000 |
| County / jurisdiction | Duval County |
| Cost of living index (US avg = 100) | 95 |
| MIT living wage, single adult | $20.50/hour |
| MIT living wage, one earner supporting a family of four | $40.00/hour |
| Applicable minimum wage | $14.00/hour |
| Average rent, 1-bedroom | $1,300/month |
| Average rent, 2-bedroom | $1,550/month |
| Median home price | $310,000 |
| Median household income | $64,000/year |
| Combined sales tax rate | 7.5% |
| Effective property tax rate | 0.94% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
If you expect to owe at least $1,000 in federal tax, you generally must pay quarterly. This covers freelancers, contractors, sole proprietors, and LLC members in Jacksonville. Florida has no state income tax, so only federal estimated payments apply.
Federal estimated taxes are due April 15, June 16, September 15, and January 15. There are no state estimated payments in Florida.
A common rule is 25% to 35% of net profit. Without state or local income tax, Jacksonville freelancers can often target the lower end of that range. Use the calculator above for your numbers.
The self-employment tax rate is 15.3% (12.4% Social Security up to $176,100 of net earnings, plus 2.9% Medicare with no cap). It applies to 92.35% of net profit, and half of it is deductible against income tax.
Jacksonville does not levy a local income tax, and Florida has no state income tax, so your estimated payments cover federal taxes only.