Estimate your self-employment tax in Jacksonville for 2026: the 15.3% SE tax, the deductible half, federal income tax, and quarterly payments.
Last updated: May 2026 · Data: MIT Living Wage Calculator, C2ER, U.S. Census, BLS, IRS, state and city sources
Jacksonville self-employed workers pay federal SE tax and federal income tax, but no Florida state income tax. Florida has no state income tax, making it one of the most popular destinations for retirees and remote workers looking to minimize their tax burden. The state relies on sales tax, tourism taxes, and property taxes for revenue.
| Net Profit | SE Tax | Half-SE Deduction | Total Est. Tax | Per Quarter |
|---|---|---|---|---|
| $30,000 | $4,239 | $2,119 | $5,546 | $1,387 |
| $50,000 | $7,065 | $3,532 | $10,602 | $2,651 |
| $75,000 | $10,597 | $5,299 | $17,545 | $4,386 |
| $100,000 | $14,130 | $7,065 | $26,189 | $6,547 |
| $150,000 | $21,194 | $10,597 | $43,898 | $10,975 |
Single filer, standard deduction. Total tax = SE tax + federal income tax. Estimates only.
Jacksonville is the most populous city in Florida and the largest by land area in the contiguous United States, anchored by a major logistics and port economy (JAXPORT), a large naval presence at NAS Jacksonville and Naval Station Mayport, and a growing banking, insurance, and healthcare sector.
| Local Metric | Jacksonville (2026 estimate) |
|---|---|
| Metro population | 985,000 |
| County / jurisdiction | Duval County |
| Cost of living index (US avg = 100) | 95 |
| MIT living wage, single adult | $20.50/hour |
| MIT living wage, one earner supporting a family of four | $40.00/hour |
| Applicable minimum wage | $14.00/hour |
| Average rent, 1-bedroom | $1,300/month |
| Average rent, 2-bedroom | $1,550/month |
| Median home price | $310,000 |
| Median household income | $64,000/year |
| Combined sales tax rate | 7.5% |
| Effective property tax rate | 0.94% of value/year |
Local figures are 2026 estimates compiled from the MIT Living Wage Calculator, the C2ER Cost of Living Index, U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
The federal SE tax rate is 15.3% (12.4% Social Security plus 2.9% Medicare), the same in Jacksonville as everywhere. It applies to 92.35% of net profit; Social Security stops at $176,100 of net earnings.
Florida has no state income tax, so self-employment income earned in Jacksonville is not subject to state tax, only federal SE and income tax.
On $60,000 of net profit in Jacksonville, estimated total tax (SE plus federal) is about $13,131, or roughly $3,283 per quarter.
Jacksonville does not levy a local self-employment or income tax. Jacksonville, which is consolidated with Duval County, requires a local Business Tax Receipt; the annual fee is modest and based on the business type. Florida has no local business income tax.
Business expenses that lower net profit (equipment, software, home office, mileage) reduce both SE tax and income tax. The deductible half of SE tax, self-employed health insurance, and retirement contributions reduce income tax.